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Making Medicare Easy to Understand and Accessible. Find the Perfect Plan that Fits Your Lifestyle and Health Needs!
Welcome to AllRoundMedicare -
Your Trusted Guide in
the World of Medicare
Understanding Medicare doesn't have to be overwhelming. At AllRoundMedicare, we strive to provide simple, straightforward explanations and guidance, helping you navigate Medicare with ease. Our team of dedicated experts is with you every step of the way, ensuring you find the Medicare plan that best fits your health needs and budget.
What We Offer
AllRoundMedicare offers you the information and guidance you need to make informed decisions
about your Medicare coverage.
Here's what we can help you with:
Medicare Part A (Hospital Insurance):
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance):
Covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medigap (Medicare Supplement Insurance):
Helps pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D (Prescription Drug Coverage):
Helps cover the cost of prescription drugs. Some people with limited resources and income may also be able to get Extra Help with the costs.
Medicare Part C (Medicare Advantage):
A type of Medicare health plan offered by private companies that contract with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits and often include Medicare prescription drug coverage (Part D).
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Years in business
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About Us:
AllRoundMedicare is committed to guiding you through the world of Medicare. With years of experience in the healthcare industry, we provide reliable, up-to-date information and personalized support, helping you make the best decisions for your healthcare needs.
Enrollment Eligibility
Annual Enrollment Period (AEP)
Medicare Annual Enrollment Period runs each year from October 15 to December 7.
Initial Enrollment Period (IEP)
Your Initial Enrollment Period generally surrounds your 65th birthday but may occur if you otherwise become eligible for Medicare for the first time.
Special Enrollment Period (SEP)
You may be eligible if you experience a qualifying life event such as moving to a new zip code, losing employer coverage, or change in Medicaid status.
Get Started with AllRoundMedicare
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FAQ's
Understanding Medicare
- What is Medicare?
- Medicare is a federal health insurance program primarily for people who are 65 or older. Certain younger people with disabilities and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant) are also eligible for Medicare.
- What's the difference between Medicare Part A and Part B?
- Medicare Part A, or Hospital Insurance (HI), covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care services. Medicare Part B, or Medical Insurance (MI), covers certain doctors' services, outpatient care, medical supplies, and preventive services.
- What is a Medicare Advantage Plan?
- Medicare Advantage Plans, also known as Medicare Part C, are an all-in-one alternative to Original Medicare. These "bundled" plans include Part A (Hospital Insurance) and Part B (Medical Insurance), and usually Part D (Prescription Drug Coverage).
- What does Medicare Part D cover?
- Medicare Part D, also known as Prescription Drug Coverage, helps cover the cost of prescription drugs and may help lower your prescription drug costs and protect against higher costs in the future.
- What is Medigap?
- Medigap, also known as Medicare Supplement Insurance, is private health insurance coverage designed to pay for costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.
- When can I enroll in a Medicare plan?
- The Initial Enrollment Period (IEP) for Medicare begins three months before the month you turn 65, includes the month you turn 65, and ends three months after the month you turn 65.
- What are the income limits for Medicare?
- There are no income limits for Medicare coverage. However, if your income is above a certain threshold, you may have to pay an Income Related Monthly Adjustment Amount (IRMAA) in addition to your Part B or D premium.
- What services are covered under Medicare?
- Medicare covers a wide range of services including hospital stays, doctor visits, prescription drugs, preventive services such as immunizations and screenings, physical therapy, and more. The specific services and supplies covered depend on your plan.
- Does Medicare cover long-term care?
- Medicare covers medically necessary care but does not cover most long-term care. Long-term care can be provided at home, in the community, or in various types of facilities, including nursing homes and assisted living facilities. Most long-term care is custodial care, which is not covered by Medicare.
- Can I have both Medicare and Medicaid?
- Yes, individuals who qualify can have both Medicare and Medicaid. These individuals are known as dual eligibles. Medicaid programs must pay the Medicare premiums for dual eligibles, and may also pay some or all of the Medicare deductibles and coinsurance.
- Can I have private insurance and Medicare?
- Yes, you can have both private insurance and Medicare. When you have other insurance (like employer group health coverage), there are rules that decide whether Medicare or your other insurance pays first.
- What is the difference between Medicare and Medicaid?
- Medicare is a federal program that provides health coverage based on age or disability. Medicaid is a state and federal program that provides health coverage based on income.
- Does Medicare cover home health care?
- Medicare Part A and/or Part B cover eligible home health services like intermittent skilled nursing care, physical therapy, speech-language pathology services, continued occupational services, and more.
- Does Medicare cover dental, vision, and hearing services?
- Original Medicare does not cover dental, vision and hearing services. However, many Medicare Advantage plans offer these benefits. You can also purchase separate, standalone insurance plans for these services.
- What if I missed my Medicare Initial Enrollment Period?
- If you missed your Initial Enrollment Period, you can sign up during the General Enrollment Period between January 1 and March 31 each year. Your coverage will begin on July 1. You may have to pay a higher premium for late enrollment in Part A and/or a higher premium for late enrollment in Part B.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company. AllRoundMedicare is not affiliated with or endorsed by any government agency. AllRoundMedicare.com is owned and operated by Madeem Enterprises LLC. represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Plan/benefit availability, level and type of coverage varies by region, state and carrier. Not all plans are available in all areas. Not all benefits listed may be available on all plans or in a single plan benefits package. Contact the plan for a complete list of benefits. Benefits may be subject to limitations and annual maximums. Premiums, payments and coinsurance and deductibles may still apply. Doctor choice requires that the doctor is in network or that beneficiary has a plan with out-of-network benefits. Out-of-pocket costs may be higher for out-of-network benefits.
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
This site contains information about Medicare, services related to Medicare and services for individuals utilizing Medicare. If you would like more information about the Federal Government's Medicare program, please visit the official U.S. government site for Medicare located at www.medicare.gov.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
Last updated: 10/01/2023